What would happen if you were hurt at work tomorrow and couldn’t go in for a few months? What about a car accident or illness that takes a year or two to recover from? If you are the primary income earner of your household, it could mean financial hardship, particularly if you don’t have disability … Read more
Most Americans need to work a steady job in order to make money and support their families. If you’re able-bodied, it’s easy to take advantage of the fact that you can commute to work, perform your job duties, and collect a paycheck at the end of the month. But what happens if an unexpected injury … Read more
There’s an old joke about why millionaires smile so much. It’s not because their wealth makes them happy — it’s because they can afford a decent dentist. For the rest of us, it’s even less of a smiling matter when we crack a tooth, need veneers or find an abscess lurking painfully under a molar. … Read more
Not many people will relish the idea of taking out life insurance after all, few of us will like to be reminded of our own mortality! However, this is by no means an excuse for not giving it our serious consideration. We should always make a point of having plenty of safeguards in place and that is … Read more
If you have just started to look into life insurance, you may have found the ins and outs of it all pretty confusing. However, finding the right life insurance does not have to be complicated. To help you in your search, here is a beginners guide to life insurance. What are the different types of … Read more
Imagine it; you’re sitting at home after a long day at an underpaid job, watching the TV to unwind when… a pipe bursts and your possessions are soaked through. The books might be saveable with a hairdryer but that sparking electric system is more than just a physical danger – it’s a danger to your … Read more
A number of us around the world struggle every month to keep our finances in order, many people may consider the use of a loan in order to help them out of emergencies. But what do you need to know about your creditor beforehand? In this article, we will be providing you with elements that … Read more
While discussing loans, both in-principle and actual approval are regular terms thrown around all the time, but what do they mean to the customer? Before you ask which one is the better option, let us clarify that they are not two competing options at all, but two separate terms applicable in different stages of the loan … Read more
Income protection insurance is designed to give you regular financial support if you can’t work due to an illness. But along the way, there are some benefits, especially those given by the state and the employer, that undergo radical changes. This post discusses some of the benefits and how income protection affects them. Let’s get … Read more
Moneylenders can offer loans for a variety of reasons. Loans come in many different types, and the loan type you choose will depend on your needs and personal financial situation. There are some loans that may be better than others, depending on what you need, but each loan offers something unique. While there are so … Read more