Getting a mortgage to buy a home requires a good credit history, but it doesn’t have to be 100% perfect. Perhaps even more important is how much debt you have in relation to your income. You’ve found it. Your dream home, complete with the white picket fence and window boxes, or the home theater and … Read more
Travel insurance is more ubiquitous than ever thanks to COVID-19’s merciless assault on the travel industry. It’s pushed by travel agents and planners, and prominently placed at the checkout page of hotel and airline websites. But is travel insurance worth it? And what does travel insurance cover? The answer to both those questions totally depends … Read more
Identity theft is when someone uses your personal information — like your home address, date of birth, credit cards, or bank account details — to take out a bank loan, withdraw money from your bank account, use your credit cards, or open up new credit cards in your name. The FTC received 1.4 million complaints of identity … Read more
If you’re on the fence about whether or not to get a credit card, you might think that the rewards, interest rate, or fees are the most important things to consider. But whether or not you plan to use a credit card regularly, it’s the insurance benefits that might make it worth it in the … Read more