What Is Viatical Life Insurance Settlement?

Life is unpredictable, and a life insurance policy you bought years ago might not make financial sense under new circumstances. Viatical settlements are one way for people with terminal or chronic illnesses to get the benefits of their life insurance while they’re alive — and experienced investors can sometimes benefit as well. What is a … Read more

Free Net Worth Spreadsheet

This post contains a free net worth tracking spreadsheet template for Microsoft Excel (.xlsx). Please enjoy it for your personal use. An explanation of net worth and why I use this spreadsheet follows the screenshot. As you may know, I’m not a big fan of budgeting…at least the old fashioned way of manually writing down … Read more