You can be denied life insurance coverage for a lot of reasons; learn why, and how to increase your odds of approval. Life insurance is a strange business. Insurance companies spend hundreds of millions of dollars advertising and selling life insurance products. But then the same insurers deny life insurance coverage to millions of applicants … Read more
Life insurance premiums get more expensive as you get older, assuming all other factors remain constant. One of the biggest benefits of getting life insurance while you are young is the ability to lock in a lower premium. Although life insurance premiums are unique to each individual, you can find average annual rates to determine how much … Read more
Marijuana use will not automatically exclude you from buying life insurance, but policies vary widely by company. Here’s what to know about how recreational or medical cannabis use affects your ability to get life insurance. Smoking weed or consuming products containing THC, even occasionally, will affect the life insurance rates you pay and may affect … Read more
Getting car insurance with no down payment is no easy task. Most companies won’t even offer it. And those that do, very rarely advertise it. This is due to the fact that car insurance companies want to deal with drivers that aren’t considered high risk. And if you are unwilling to put up a down … Read more
While a majority (67%) of Americans own a pet, not even half of them own pet insurance. When considering what percentage of pet owners have pet insurance, it is important to note that we aren’t just talking about dogs, but cats, mice, hamsters, chickens, and a wide range of other animals as well. According to … Read more
A home is one of the biggest purchases you’ll ever make. It’s hard not to worry about worst-case scenarios that could put your largest asset in jeopardy. Homeowners insurance or home insurance can’t prevent disasters from happening, but it can protect your money when disaster strikes and offer peace of mind. With a homeowners insurance … Read more
When you bring a pet into your life, you’ll realize that pet ownership costs can add up quickly. One of the major expenses is simply keeping your pet healthy. Regular vet bills can be a big expense. But emergency care can be even more expensive. Although you may hope that your pet will never run … Read more
In America, credit is king. That means your credit score can impact everything from being approved for a loan to your ability to rent an apartment. Renters insurance protects your personal property in a rented home from unforeseen circumstances such as theft and fire. Suppose you encounter an unfortunate incident in the home you’re renting … Read more
There are insurance policies that can cover virtually everything we have and everything we do in life. But how much insurance coverage is enough? And how much might be too much? There’s no easy answer, but there are general rules of thumb that you can follow. What those rules are will vary depending upon the … Read more
Are you gearing up to move into your first apartment? Congratulations! Renting your first apartment is a rite of passage for any young adult. After living at your parents’ house or in a college dorm, nothing feels better than the freedom of having a space that is entirely yours. I remember that day like it … Read more