Let’s be honest, reading the fine print of your renters insurance policy isn’t exactly fun. After all, your insurance company doesn’t exactly hire John Green to write it, and trying to wrap your head around a bunch of legalese can be, well, exhausting. But if you are one of the lucky ones that do read the … Read more
Scams have become part of everyday life. You can’t pump gas or answer the phone without worrying about someone trying to defraud you. Even when you’re shopping for the more boring products – like car insurance – you’re bound to run into a few scams. These fraud cases cost the auto insurance industry billions of … Read more
Just about everyone who drives has car insurance – but how much do you really know about auto insurance? Car insurance is required in nearly every state in the U.S. (New Hampshire being the notable exception). Almost all of us buy car insurance, but it has provisions that most people know little about. With that in mind, let’s spend some … Read more
When you complete quotes online, most insurance providers will “strongly recommend” or even default in some level of collision and comprehensive coverage. Statistically, most drivers just roll with it (pun intended). 74% and 78% of drivers are covered by collision and comprehensive coverage, respectively, costing them an extra $900 per year (according to Insurance.com). But what … Read more
There’s a lot of “conventional wisdom” involved with auto accidents. But what you should do in any given situation will depend upon the specifics of the accident. Are you at fault? Is the other party at fault? Was anyone injured? Was the damage minor or extreme? Before deciding exactly how to proceed, you first have … Read more
Whether you rent or own – insurance is a must. We live in a world where unexpected events happen all the time. Maybe your kid hits a baseball through your home’s window. Or your upstairs neighbor floods their bathroom, resulting in water damage to your apartment…..insurance will have your back when the unforeseen happens. Homeowners insurance … Read more
As anyone who has ever binged a Law & Order marathon knows, legal problems happen. A lot. It’s an unfortunate reality, and anyone who has been involved in a lawsuit in the past knows that hiring an attorney can be expensive. The prohibitive cost is one reason many people don’t get the help they need … Read more
If you’re anything like me, you dream of owning a home one day. But in the meantime, I rent an apartment to keep expenses low. Plus, I love the convenience and flexibility of moving to a new place each time my lease ends. Renting can be a great solution for many Millennials who are saving … Read more
The average rate for auto insurance in New York state is fairly affordable, regardless of what you’ve heard. It really depends, of course, on where you live within the state. According to statistics pulled by Insure.com, the national average car insurance premium is about $1,325 per year. The average premium in New York state is … Read more
Let’s say you’ve just read about 6 Reasons To Shop Around For Car Insurance Every 6 Months and are now filing for coverage with a new carrier. You input your make, model, and year, choose a sensible deductible, and are now asked about something called “liability coverage.” What is liability coverage, how much do you really need, … Read more