(THE BANK OF THE FREE) Kuda Bank or rather Kudimoney, is s digital lending and purposeful lending platform. Started in London before operations extended to Africa, Nigeria to be precise. It was established in 2016 as a joint enterprise by Mustapha Musty and Babs Ogundeyi. Rather than being a commercial bank Kuda Bank is a … Read more
Identity theft is when someone uses your personal information — like your home address, date of birth, credit cards, or bank account details — to take out a bank loan, withdraw money from your bank account, use your credit cards, or open up new credit cards in your name. The FTC received 1.4 million complaints of identity … Read more
A life insurance policy protects your loved ones in the event something happens to you. You’ll pay monthly premiums in exchange for peace of mind. But, as with any insurance, the price you pay depends on the company you choose. You can often get the same quality of coverage for much cheaper if you just … Read more
Car insurance companies thrive on consumer complacency. Most people are happy to stick with the same carrier year-after-year, even as their rates remain stagnant. According to JD Power, only about one-third of policyholders shop around each year. The one-third who do shop around, however, end up saving an average of $356 per year. They realize … Read more
Many condo owners believe that their condo association insurance master plan takes care of everything – including their condo unit and personal liability coverage if your condo at some point becomes inhabitable. After all, you pay good money in HOA fees, why wouldn’t it? Well, think again. Yes, your condo association might have a master … Read more
It costs $9,282 a year to own and operate the average automobile, according to 2019 data from AAA. Given that automobile expenses are such a high—and often overlooked—expense, it’s well worth the time and effort to try to reduce them as much as possible. Although you may not be able to shorten your commute or trade … Read more
The digital revolution is making waves across every part of the financial ocean, and insurance is no exception. The insurance industry launched in the 1600s when English sea-faring merchants started paying banks to cover them in case of shipwreck. That model hasn’t changed much since. People pay large insurance companies the same sorts of premiums … Read more
With the vast advances in medical research made over the last few decades, seniors are expected to live much longer than their parents did. For millennials, that difference could increase even further. If current projections are any indication, living to 100 could be commonplace for millennials and future generations. Sounds great, right? Not necessarily. When … Read more
Getting insurance seems like a no-brainer. Medical insurance, more often than not, saves you money in the short and long term. If your monthly premium is high, you’ll pay a lower deductible, and vice versa. Dental insurance works a little differently. There are pros and cons to purchasing a dental policy, either from your employer … Read more
It is wise to get several quotes when searching for car insurance since different companies can offer such different options. But before you do that, there are ways to estimate what you would most likely pay. In this car insurance estimator article, I’ll cover most of the critical things to consider to help you approximate … Read more