On the surface, the answer to this question should be straightforward. But that’s not necessarily how things work in the insurance universe. There are serious risks to filing certain claims, or to filing too many claims. What are those risks? There are two primary ones: Your insurance policy could be canceled It will be retained, … Read more
Home insurance is a type of insurance that covers the losses you incur due to fire, storms, and other natural disasters. It also covers theft, vandalism, or any other damage caused due to human intervention. The premium amount varies based on the structure and construction of your home. What is home insurance? Home Insurance is … Read more
Is anybody else totally confused by health insurance benefits? Even when insurers break down plan benefits in neat grids, the lexicon they use can still seem totally foreign. But it’s important to understand this stuff, particularly if you’re shopping for new health insurance coverage, or if you want to try to reduce costs with your current … Read more
It seems like car insurance premiums just keep getting higher and higher. And for good reason — they are. According to AAA’s 2022 Your Driving Costs study, the average annual cost of full-coverage insurance for a medium sedan is now $1,694. That’s more than a 20% increase compared to 2021. While you can’t personally do much … Read more
With dogs giving birth to an average of 12-18 puppies yearly and cats birthing 20-27 kittens, the number of strays is rising exponentially. According to veterinarians, spaying and neutering your pets is the best way to control this population growth. Over 2.7 million cats and dogs are euthanized annually in shelters– no one is proud … Read more
Thinking about leasing a car? You’re not alone; about a quarter of all new car shoppers end up going with a lease for various reasons, such as worry-free maintenance and the affordability of a brand-new car. But one key drawback to car leases is that most leasing companies will require you to purchase pretty robust … Read more
When you apply for a life insurance policy, you’re often required to complete a medical exam. During the exam, a physician from the insurance company takes your vitals, reviews your medical history, and asks questions about your job, lifestyle, and hobbies. Based on the findings from your medical exam, the life insurance company determines if … Read more
If you’re in the market for life insurance, you’re probably familiar with the most common policies, like term life insurance and whole life insurance. You might have heard that whole life insurance is a better option, given that it provides lifetime protection. But is that really true? Whole life is a great option for some … Read more
When you finally find that gem of a person you want to spend the rest of your life with, getting a new rock to solidify your affection may be the perfect next step. But should you get engagement ring insurance (sometimes called jewelry insurance), to boot? We’ve created this complete guide to help you decide … Read more
Most insurance policies you might have, like car insurance or renters insurance, have built-in liability coverage. In a nutshell, liability insurance pays for your legal defense in third-party claims of bodily injury or property damage. It prevents you from paying out-of-pocket if you are found responsible for the claim. But even though insurance can be … Read more