When I finally made the leap from the corporate world to self-employment, I had all the feels. I was excited for my journey ahead, but I was also nervous about all the things I would need to figure out … like how to get my own health insurance plan. After many weeks of researching health … Read more
Life insurance isn’t usually on a twentysomething’s list of financial priorities. And that’s okay. Maybe. If you’re happily single and childless, you can probably skip this post (for now). But if marriage or a family is on the horizon, read on. Although age may play a role in how much life insurance coverage you need, the … Read more
Finding the right auto insurance company carries the same worry as buying a house: you’re sure you’ll see a better option as soon as you make your choice. It’s usually pointed out by your irritating brother-in-law at dinner, days after you finally made a confident decision. We must avoid this scenario at all costs. Insurance … Read more
Life insurance is something that no one wants to think about needing. While contemplating your death seems morbid, it’s essential in preparing for a potential future without that family member. If you happened to die tomorrow, would you want your family to struggle due to lack of money? That’s what could happen if you’re contributing … Read more
Here is a brief guide to some of the most frequently asked questions about getting health insurance as a Young Adult in the era of Obamacare (if it lasts). Even if the Trump Administration successfully repeals and replaces Obamacare, some of the plan’s features—like the ability to shop for and purchase health insurance on your own—will hopefully stick … Read more
Life insurance rates have hit a 20-year low. This is good news for people who might be looking for a new life insurance policy or would like to shop around for better rates. To figure out if this trend will continue or not, you might be interested in what caused life insurance rates to drop. This little … Read more
What would happen if you were hurt at work tomorrow and couldn’t go in for a few months? What about a car accident or illness that takes a year or two to recover from? If you are the primary income earner of your household, it could mean financial hardship, particularly if you don’t have disability … Read more
Most Americans need to work a steady job in order to make money and support their families. If you’re able-bodied, it’s easy to take advantage of the fact that you can commute to work, perform your job duties, and collect a paycheck at the end of the month. But what happens if an unexpected injury … Read more
Think you’re too young for life insurance? Here’s the truth: With very few exceptions, the younger you are when you buy a life insurance policy, the less you’ll pay. Although hundreds of factors determine life insurance premiums, age is one of the most critical components, and it makes a strong case for buying life insurance as early in life … Read more
Sure, you know you will die someday. But you will be so old by then that you’ll be ready to go. Oh, and rich. You’ll also be rich. So who needs life insurance? But, as you know, life doesn’t always go the way we plan. Sometimes people die before their time and life insurance is … Read more