Life insurance rates have hit a 20-year low. This is good news for people who might be looking for a new life insurance policy or would like to shop around for better rates. To figure out if this trend will continue or not, you might be interested in what caused life insurance rates to drop. This little … Read more
If you’ve decided that you need life insurance, the next step is to secure coverage. Before you apply, it is important to understand what could prevent you from finding coverage. With a better understanding, you’ll be able to seek out options that will make sure you are approved. I will dive into the details of … Read more
Bars are closing. Restaurants are switching to takeout only. And across the nation, life insurance companies are fielding a flood of calls from consumers. If you don’t already have life insurance, you may be considering using a service like Policygenius to quickly comparison shop for a better rate. Even those who have it may be … Read more
Did you just get married? Or have a new baby? If so, that means it’s time to buy life insurance! Or, if you’ve already got life insurance, a new family member means it’s time to review your coverage and determine whether you need to buy more. Life insurance is a critical component of financial security that … Read more
When I finally made the leap from the corporate world to self-employment, I had all the feels. I was excited for my journey ahead, but I was also nervous about all the things I would need to figure out … like how to get my own health insurance plan. After many weeks of researching health … Read more
Life insurance isn’t usually on a twentysomething’s list of financial priorities. And that’s okay. Maybe. If you’re happily single and childless, you can probably skip this post (for now). But if marriage or a family is on the horizon, read on. Although age may play a role in how much life insurance coverage you need, the … Read more
Think you’re too young for life insurance? Here’s the truth: With very few exceptions, the younger you are when you buy a life insurance policy, the less you’ll pay. Although hundreds of factors determine life insurance premiums, age is one of the most critical components, and it makes a strong case for buying life insurance as early in life … Read more
Sure, you know you will die someday. But you will be so old by then that you’ll be ready to go. Oh, and rich. You’ll also be rich. So who needs life insurance? But, as you know, life doesn’t always go the way we plan. Sometimes people die before their time and life insurance is … Read more
What would happen if you were hurt at work tomorrow and couldn’t go in for a few months? What about a car accident or illness that takes a year or two to recover from? If you are the primary income earner of your household, it could mean financial hardship, particularly if you don’t have disability … Read more
Most Americans need to work a steady job in order to make money and support their families. If you’re able-bodied, it’s easy to take advantage of the fact that you can commute to work, perform your job duties, and collect a paycheck at the end of the month. But what happens if an unexpected injury … Read more