Accelerated term life insurance, sometimes referred to as term life insurance with accelerated living benefits, is a little known life insurance provision that could be a godsend at a very difficult time in life. Though we normally think of life insurance as payable only at the time of death, this is a provision that enables … Read more
As a supplement to my recent coverage of the types of auto insurance coverage, I thought I would provide a list of the minimum auto insurance coverage requirements by state. Each state has their own laws governing the minimum car insurance coverage you need—use this list to find your state and determine your minimum coverage. … Read more
Renters insurance is high on the list of the most neglected insurance policies in existence. This is in large part because many renters assume they’re covered under their landlord’s insurance policy. However, in most cases, this is not true. And not only do you need to have your own renter’s policy in place, but you also need to … Read more
Use our simple auto loan calculator to figure out how much car you can afford. If you can’t buy a quality used car in cash, I recommend choosing a car that you can purchase with comfortable payments over no more than four years (48 months). Can you afford this payment? Use our car affordability calculator … Read more
Life insurance can be a valuable piece of your personal financial plan. However, many people have no clue how life insurance actually works. If that includes you, don’t worry. It’s easier to understand than you might think. In this guide, we’ll explain the most important things you need to know about life insurance. What Is … Read more