For most drivers, backing out of the driveway without a solid car insurance policy is a big no-no. Not only is it required by law, but it also offers a world of protection for your car, your person, and your bank account, in the event of an accident. Car insurance is, well, kind of a … Read more
Motorcycle enthusiasts have many different reasons for riding. For some, a motorcycle opens the doors to adventure. For others, a motorcycle fulfills their need for speed. Whatever your reason for riding, we can all agree that hopping on a motorcycle provides the ultimate sense of freedom. Plus, it can be a more practical (and fuel-efficient) … Read more
If you drive a car that’s more than 20 years old, you might qualify for classic car insurance. In fact, you might’ve already looked into it, but quickly discovered that the qualifications, requirements, and coverage types are all a bit of a confusing mess. Don’t give up too soon; unlike other forms of auto insurance, … Read more
It seems to be one of those cosmic realities of life that the younger you are the more you’ll pay for car insurance. Unfortunately, that’s not just a perception either. Age is one of the most important factors in determining car insurance premiums. Exactly how much you’ll pay will largely be affected by your age … Read more
Most people don’t get a formal education in how to buy life insurance or even think about it much, so it’s easy to make some errors when finally getting a policy. These mistakes might not be totally devastating, but they can cost you a lot of money and hassle, and in extreme cases, they’ll result … Read more
As a parent, you’ve likely considered life insurance to protect your own dependents. In that case, you would likely buy a term or whole life policy to provide a benefit to your child in the event of your death. It works out well because your child is financially provided for even if you are no … Read more
Most of us have what would be best termed as “basic knowledge” of car insurance procedures and practices. That doesn’t help much when it comes time to shop for a new policy. Before you do, you should be ready with questions that help cover the finer points of a policy. The idea isn’t to get the best policy possible, or … Read more
No doubt you’ve been hearing about all the ruckus surrounding the Affordable Care Act, aka Obamacare. As of October 1, many Americans have the option of purchasing individual health insurance for the upcoming year at healthcare.gov. By March 31, 2014, the government is expecting you to have health insurance, even if you’re not working, barely … Read more
Short-term disability insurance is one of those benefits that we think of as being on the second tier of the menu. Most people are primarily concerned with the Big Two of employee benefits – health insurance and retirement. But if you’ve never paid attention to it before, find out exactly what kind of disability insurance … Read more
Healthy eyes are essential—so is vision care. Even if your eyes appear to be doing well, your annual eye exam is key to preventive care. Diseases affecting vision, like glaucoma and macular degeneration, are much more treatable if caught early. An eye exam can also screen for other conditions where early detection is a lifesaver, … Read more