My husband and I are planners. We have budget meetings every month and set aside money for everything from vacations to vehicle registration. However, there are some expenses we simply haven’t been able to anticipate. When a large limb of an oak tree snapped and severed the corner of our roof, we were not entirely … Read more
The average rate for auto insurance in New York state is fairly affordable, regardless of what you’ve heard. It really depends, of course, on where you live within the state. According to statistics pulled by Insure.com, the national average car insurance premium is about $1,325 per year. The average premium in New York state is … Read more
Let’s say you’ve just read about 6 Reasons To Shop Around For Car Insurance Every 6 Months and are now filing for coverage with a new carrier. You input your make, model, and year, choose a sensible deductible, and are now asked about something called “liability coverage.” What is liability coverage, how much do you really need, … Read more
Over 330,000 women are diagnosed with breast cancer each year. In my family alone, my grandmother, great aunt, and mom have all battled this wicked disease. And while treatment advances and early detection have done an amazing job at increasing the survival rate of breast cancer, the financial burden doesn’t just stop when treatment ends. … Read more
While Millennials are delaying or forgoing parenthood at higher rates than previous generations, they’re also leading the way when it comes to adopting pets. During the pandemic, this trend accelerated with 50% of Millennials considering fostering or adopting a pet. I’m not exempt from the statistics: this past year, I headed down to my local … Read more
Let’s say you’ve been hit by another driver – from the moment of the collision until the day your car is fully repaired, you want to be sure of a few things: The other driver is confirmed at fault. You don’t make any costly slip-ups while negotiating with insurance. You get the maximum cash payout … Read more
Before I started writing about life insurance, I assumed it was something that only older people could benefit from. After all, life insurance is commonly used as a tool to leave money to heirs and provide extra income during retirement. But after some research, I learned that life insurance is hugely beneficial for young people, … Read more
As a small business owner, you’re constantly juggling many tasks. I know I always have a long list of to-do items that never seem to get completed. By the time I mark off one task, three more have been added to the list. One aspect of owning a small business that often falls through the … Read more
One impact of the COVID-19 pandemic has been a drop in medical visits among Americans. A study by the Cleveland Clinic found that 85% of Americans were afraid of contracting the virus in a healthcare setting, causing many to skip visits altogether. On the other hand, people are also recognizing the need for long-term financial … Read more
With over 40 million Americans unemployed and a Recession on the horizon (or depending who you ask, already here), everyone’s looking at ways to cut costs. As your keyfob collects dust, you might consider putting your car, or at least your car insurance, on the chopping block. After all, you’ve barely driven since this whole … Read more