Homeowners insurance vs. renters insurance – which one is right for you?

Whether you rent or own – insurance is a must. We live in a world where unexpected events happen all the time. Maybe your kid hits a baseball through your home’s window. Or your upstairs neighbor floods their bathroom, resulting in water damage to your apartment…..insurance will have your back when the unforeseen happens. Homeowners insurance … Read more

Comprehensive vs. collision car insurance: the differences and when you can cancel

When you complete quotes online, most insurance providers will “strongly recommend” or even default in some level of collision and comprehensive coverage.  Statistically, most drivers just roll with it (pun intended). 74% and 78% of drivers are covered by collision and comprehensive coverage, respectively, costing them an extra $900 per year (according to Insurance.com).  But what … Read more

Cyber Liability Insurance – Everything You Need To Know

Businesses rely on data for just about everything these days, so it’s no surprise that data breaches are becoming more and more common. Data breaches, also called cyber attacks, occur when a hacker gets access to sensitive data and protected information that is stored on the internet, servers, computers, and personal devices.  Regardless of the … Read more

Auto insurance liability limits: how much do you need?

Let’s say you’ve just read about 6 Reasons To Shop Around For Car Insurance Every 6 Months and are now filing for coverage with a new carrier. You input your make, model, and year, choose a sensible deductible, and are now asked about something called “liability coverage.” What is liability coverage, how much do you really need, … Read more