Becoming a pet owner for the first time can be an exciting period. You are totally flabbergasted by all the attention you and your pet are getting and are also taken aback by how quickly you’re forming a bond with the furry creature. However, once you step into the realities of being a pet owner, … Read more
A life insurance policy protects your loved ones in the event something happens to you. You’ll pay monthly premiums in exchange for peace of mind. But, as with any insurance, the price you pay depends on the company you choose. You can often get the same quality of coverage for much cheaper if you just … Read more
Car insurance companies thrive on consumer complacency. Most people are happy to stick with the same carrier year-after-year, even as their rates remain stagnant. According to JD Power, only about one-third of policyholders shop around each year. The one-third who do shop around, however, end up saving an average of $356 per year. They realize … Read more
When you’re financially strapped for cash, you start looking for money in any place you can find it. Believe it or not, your life insurance policy may give you access to cash…but it will come at a cost. Not all life insurance policies offer the ability to take money out. Even if they do, it … Read more
Many condo owners believe that their condo association insurance master plan takes care of everything – including their condo unit and personal liability coverage if your condo at some point becomes inhabitable. After all, you pay good money in HOA fees, why wouldn’t it? Well, think again. Yes, your condo association might have a master … Read more
If you’re considering going electric for your next car purchase, you’re probably already relishing in the idea of blasting past the gas station so you can charge up at home for free. While EVs are undeniably cheaper to “fill up,” so to speak, they’re also more expensive to insure. Insurance companies aren’t quite sure what … Read more
The medical exam may seem like the most intimidating aspect of buying life insurance, but it’s actually simpler and quicker than a typical doctor’s appointment. Contrary to some misconceptions, most insurance carriers won’t automatically deny you coverage for less-than-perfect health and lifestyle habits. Instead, they use the testing process to get an overall picture of … Read more
Visit any personal finance site and chances are, you’ll find an article on how buying life insurance young will save you money (we even have that article). So, you’ve finally decided to listen and get life insurance, BUT the next biggest question is: will I even qualify based on my health? For those who’ve never … Read more
Texting while driving is never a good idea. And that’s an understatement. While it can be tempting to reach for your phone to answer a text while you’re on the road, the reality is that distracted driving can result in accidents, injuries, and even death. If you are caught, you could find yourself with a … Read more
Getting insurance seems like a no-brainer. Medical insurance, more often than not, saves you money in the short and long term. If your monthly premium is high, you’ll pay a lower deductible, and vice versa. Dental insurance works a little differently. There are pros and cons to purchasing a dental policy, either from your employer … Read more