Becoming a pet owner for the first time can be an exciting period. You are totally flabbergasted by all the attention you and your pet are getting and are also taken aback by how quickly you’re forming a bond with the furry creature. However, once you step into the realities of being a pet owner, … Read more
A life insurance policy protects your loved ones in the event something happens to you. You’ll pay monthly premiums in exchange for peace of mind. But, as with any insurance, the price you pay depends on the company you choose. You can often get the same quality of coverage for much cheaper if you just … Read more
Car insurance companies thrive on consumer complacency. Most people are happy to stick with the same carrier year-after-year, even as their rates remain stagnant. According to JD Power, only about one-third of policyholders shop around each year. The one-third who do shop around, however, end up saving an average of $356 per year. They realize … Read more
A few months ago, I was (ironically) on my way to an auto parts store when I was cut off by a limousine, of all things. Sadly, my tiny little Miata couldn’t stop in time: Happily, everyone was OK and the limo wasn’t full of teens who wouldn’t make it to prom. Atlanta PD officially … Read more
To start, it’s my crazy-strong recommendation that you spend 30 minutes shopping for a better car insurance rate every six months. When you do, you’ll inevitably be asked about gap insurance. So what exactly is gap insurance, and do you need it? Auto insurance providers tend to be a little vague about gap insurance and … Read more
When you buy a new home, it’s so important to make sure it’s protected. Theft, fire, even a rogue plumbing accident could cost you thousands of dollars in damage. That’s why homeowners insurance is a must. But how much is it? The average price of homeowners insurance in the U.S. is $1,211 a year. But … Read more
If you drive a car but don’t own a car, then you need to consider non-owner car insurance. It can be a relatively affordable way to purchase auto insurance liability coverage without the title of a car. Typically, these rates are cheaper than standard car insurance because you aren’t the primary driver of the car. … Read more
With the vast advances in medical research made over the last few decades, seniors are expected to live much longer than their parents did. For millennials, that difference could increase even further. If current projections are any indication, living to 100 could be commonplace for millennials and future generations. Sounds great, right? Not necessarily. When … Read more
Insurance Nerd Day is here (July 18th!) Did you know that the types of insurance you choose to carry can say a lot about you? In fact, your insurance choices can even shed some light on your love life. Think about it: the choices you make speak to larger truths about who you are. And … Read more
The digital revolution is making waves across every part of the financial ocean, and insurance is no exception. The insurance industry launched in the 1600s when English sea-faring merchants started paying banks to cover them in case of shipwreck. That model hasn’t changed much since. People pay large insurance companies the same sorts of premiums … Read more