You can be denied life insurance coverage for a lot of reasons; learn why, and how to increase your odds of approval. Life insurance is a strange business. Insurance companies spend hundreds of millions of dollars advertising and selling life insurance products. But then the same insurers deny life insurance coverage to millions of applicants … Read more
Life insurance premiums get more expensive as you get older, assuming all other factors remain constant. One of the biggest benefits of getting life insurance while you are young is the ability to lock in a lower premium. Although life insurance premiums are unique to each individual, you can find average annual rates to determine how much … Read more
Marijuana use will not automatically exclude you from buying life insurance, but policies vary widely by company. Here’s what to know about how recreational or medical cannabis use affects your ability to get life insurance. Smoking weed or consuming products containing THC, even occasionally, will affect the life insurance rates you pay and may affect … Read more
Getting car insurance with no down payment is no easy task. Most companies won’t even offer it. And those that do, very rarely advertise it. This is due to the fact that car insurance companies want to deal with drivers that aren’t considered high risk. And if you are unwilling to put up a down … Read more
While a majority (67%) of Americans own a pet, not even half of them own pet insurance. When considering what percentage of pet owners have pet insurance, it is important to note that we aren’t just talking about dogs, but cats, mice, hamsters, chickens, and a wide range of other animals as well. According to … Read more
A home is one of the biggest purchases you’ll ever make. It’s hard not to worry about worst-case scenarios that could put your largest asset in jeopardy. Homeowners insurance or home insurance can’t prevent disasters from happening, but it can protect your money when disaster strikes and offer peace of mind. With a homeowners insurance … Read more
If you currently have different insurance providers for homeowners/renters insurance and auto insurance, you might be overpaying. That’s because most insurance providers will offer you a nice bundling discount if you purchase both your home and auto policies through them. Even companies many consider to be auto-only offer home and auto bundles (think GEICO). So how … Read more
My dog, Vira, is staring at me as I type—ears up, eyes wide, eagerly waiting for me to stop working and start walking. I adopted Vira only a year ago, and yet it’s a little strange to think I managed without her. Consequently, I don’t like to think about the day when she won’t be … Read more
The issue of insurance can be super straight forward if you own a home or rent an apartment. In this case, it’s easy to figure out what type of insurance you need. Homeowners get homeowners insurance and renters get renters or tenants insurance. But what type of insurance do you get if you own shares … Read more
When you bring a pet into your life, you’ll realize that pet ownership costs can add up quickly. One of the major expenses is simply keeping your pet healthy. Regular vet bills can be a big expense. But emergency care can be even more expensive. Although you may hope that your pet will never run … Read more