Admin If you drive a car but don’t own a car, then you need to consider non-owner car insurance. It can be a relatively affordable way to purchase auto insurance liability coverage without the title of a car. Typically, these rates are cheaper than standard car insurance because you aren’t the primary driver of the car. … Read more
The west coast is currently being ravaged by wildfires, including five of the top ten largest wildfires in California history so far. These devastating fires have burned down hundreds of millions of acres of land, resulting in at least 36 casualties and the loss of homes, businesses, and other structures. The entire west coast is … Read more
When you buy a new home, it’s so important to make sure it’s protected. Theft, fire, even a rogue plumbing accident could cost you thousands of dollars in damage. That’s why homeowners insurance is a must. But how much is it? The average price of homeowners insurance in the U.S. is $1,211 a year. But … Read more
One of the common misunderstandings about life insurance policies is that they’re fairly generic. That is, they provide a basic death benefit in exchange for a specific premium. If that sounds kind of one-dimensional, that’s because it is. But it’s not the reality of life insurance today. Through the use of life insurance riders, you … Read more
COVID-19 upended the world in 2020. So it’s no surprise that the severity of the disease has people contemplating their mortality, however uncomfortable. That has left many people looking into purchasing life insurance if they don’t already have it. And people that already have life insurance may be considering buying more. Unfortunately, COVID is impacting … Read more
Like pretty much every industry, COVID-19 massively disrupted the auto insurance world. A combination of empty roads and pandemic-stricken bank accounts led policyholders to request discounts and relief from their providers, and to their credit, most responded in some capacity. According to the Office of the Insurance Commissioner, Washington State, at least 28 major auto … Read more
Back in 2011, I called up my insurance company to discuss rates for the different cars on my shopping list. For the Lexus sedan I was eying, the annual cost would be $2,200. Not bad at all, considering my shameful record at the time. However, as a red-blooded American male, I was also coveting the … Read more
To start, it’s my crazy-strong recommendation that you spend 30 minutes shopping for a better car insurance rate every six months. When you do, you’ll inevitably be asked about gap insurance. So what exactly is gap insurance, and do you need it? Auto insurance providers tend to be a little vague about gap insurance and … Read more
Texting while driving is never a good idea. And that’s an understatement. While it can be tempting to reach for your phone to answer a text while you’re on the road, the reality is that distracted driving can result in accidents, injuries, and even death. If you are caught, you could find yourself with a … Read more
The medical exam may seem like the most intimidating aspect of buying life insurance, but it’s actually simpler and quicker than a typical doctor’s appointment. Contrary to some misconceptions, most insurance carriers won’t automatically deny you coverage for less-than-perfect health and lifestyle habits. Instead, they use the testing process to get an overall picture of … Read more